When Should You Start Preparing for Retirement

That’s a question that should be asked more frequently these days. We all know that Social Security is not guaranteed after about the year 2041 unless the government performs some type of miracle to allow the fund to last longer. With this in mind, we as individuals should start preparing for our retirement Day 1. As soon as you are able to work you should start preparing for your retirement. When we are young most of us have or had the attitude of living for today and not worry about tomorrow. Well, statistics show we are living longer and some seniors are actually outliving their savings they had put away for their retirement from their 401k, IRA’s, pension plans etc.

Happiness is easy when the sun is shinning and we feel good. It can be hard to find the inner strength to be happy, in this economy and during this time of year. You can train yourself to transform sadness and anxiety into happiness and peace of mind. Learn to let go of the feeling of being emotionally fragile, unstable and insecure. Choose to be happy and learn to control your thoughts. Follow these spiritual healing tools to transform your feelings of sadness and depression, and reclaim inner happiness, love and peace of mind.

There is never a better time to begin than now.

* Stay present through out your day, recognize & acknowledge your emotional warning signals. Practice conscious breathing throughout your day and check in with your body. Most people are detached from their body and travel through their day on auto-pilot. Anxiety symptoms that can begin to feel normal are tightness in your chest, foggy thinking, or your mind going blank when asked a question or trying to think of something. You must learn to be present, interpret your body's messages, and choose to act on what your body is saying.